Dustfinance- Blog by Guvi where he Removes dust, from financial riDDles with fundamental analysis

  free study of Profit and loss accounts स्वागत है आप सबका दोस्तों,पैसिव इनकम बनाने के क्रम में एक कदम बढ़ते हैं। हिंदी में जानिए की कैसे किसी भी कंपनी का मूल्यांकन किया जाये? जैसा की हम सभी पहले ही अपनी यात्रा FINANCIAL STATEMENTS जानने के लिए शुरू कर चुके है, जिसमे मैंने आपको बताया था की किसी भी कंपनी की जानकारी उसके  FINANCIAL STATEMENTS  से मिल सकती है | जैसे की क्यों यह कंपनी मात्रा 10 रुपए पर ट्रेड कर रही है,या क्यों 2000पर ? फिर भी अगर आप हमसे अभी free study of Profit and loss accounts पोस्ट के साथ जुड़ रहे हैं, तो मै आपसे निवेदन करूँगा की पहले आप इसी क्रम की पहली पोस्ट पूरी पढ़े | और उसके बाद इस पोस्ट को पढ़े |  पहली पोस्ट का लिंक यहाँ निचे दिया जा रहा है| आखिर क्यों कुछ शेयर सस्ते और कुछ महंगे मिलते हैं दोस्तों सभी कंपनी चाहे वह किसी भी क्षेत्र में काम कर रही हो, कितनी भी बड़ी हो या कितनी भी छोटी हो वह अपने व्यापर को आगे बढ़ाने के लिए कहीं न कहीं से पैसा या तो उधार लेती हैं, या फिर उस कंपनी के मालिक यानिकि प्रमोटर्स  अपने  पैसे से उस कंपनी को चलाते ...

The JIO Coin has arrived? Firstly, let's understand what JIO coin is? JIO coin is a reward coin for users of JIO Sphere. JIO Sphere is a type of internet browser. This coin cannot be transferred or redeemed by anyone at the moment. JIO Coin is a collaboration with JIO's with Polygon Lab. Regulatory View- Currently in India there are strict rules regarding cryptocurrencies, such as a 30% tax on any cryptocurrency gains. So it wouldn't be correct to say that this is a cryptocoin at this time. Therefore, stay away from rumours.

Jio Financial Services Ltd has informed the stock exchanges that "we attach the Unaudited Financial Results (Consolidated and Standalone) for the quarter and nine months ended  December 31, 2024 , along with Independent Auditor’s Review Report. The said Financial Results were duly reviewed and recommended by the Audit Committee and approved by the Board of Directors of the Company, at their respective meetings held today. manner in which it is to be disclosed, or that it contains any material misstatement. some of the key highlights are provided below for Jio Financial Services Ltd's  6 SUBSIDIARIES, 5 JOINT VENTURES AND 2 ASSOCIATES. The independent auditors have stated that nothing came to their attention that makes them believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforementioned Indian Accounting Standard and other accounting principles generally accepted in India, has not disclosed the in...

The current market cap of Premier Energy is 51732 crores, and its current price is 1147 rupees. On 14th of January, 2025, Premier Energy had notified BSE of receiving orders worth 1460 crore from 2 big IPP (Independent Power Producers). In accordance with Regulation 30 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations of 2015, we hereby inform you that Premier Energies Global Environment Private Limited, Premier Energies International Private Limited, Premier Energies Photovoltaic Private Limited, the subsidiaries of Premier Energies Limited, have received and accepted multiple orders amounting to INR 1460 Crore from 2 large Independent Power Producers (IPP) and others. These orders include INR 1041 Crores for Solar Modules and INR 419 Crores for Solar Cells. The supply is set to begin in May 2025. Let me tell you that currently, Premier Energy is one of the major players in the solar energy industry in the country. Premier Ener...

Grow is preparing for IPO launch in 2025, according to Business Standard. The company is planning to raise 6000 crore rupees in 2025 through IPO and reported a net loss of 805 crore in 2024. Currently, Grow is the biggest brokerage firm, surpassing even Zerodha, and also operates in direct mutual fund distribution. According to the company's website, Grow currently has over 50 million customers. In the last five years, the number of Demat accounts has nearly doubled, with a significant contribution from retail investors.  In December 2024, the SIP book also reached a level of 26000 crore, which is a record. This is the reason why companies like Grow have seen an increase in their customer base. But what course the market will take in the future and when the company decided to launch the IPO will only be known later, but for now, Grow is planning to launch an IPO in 2025. The price band and lot size will only be known after the draft offer. Before this offer, Grow is valuing its com...

In April 2024, the shares of Waaree Renewables Technologies Ltd had reached a high of 3037 but closed today at 951. The intriguing aspect here is that, the same share was trading around 4-5 rupees during 2017-2018, hence proving to having become a multibagger by April 2024, turning a 1 lakh investment into around 6 crore. In the last 4 trading sessions, it has crashed almost by 28%. The stock started falling after Mr. Dilip Panjwani resigned from his position as chief financial officer (CFO) of the company for personal reasons.  "Please accept my formal resignation from my role as Chief Financial Officer of Waaree Renewable Technologies Ltd effective today on January 7, 2025. Per discussion, please note that the last date of my employment will be January 31, 2025," Panjwani stated. Exchanges have put the securities of Waaree Renewable Tech under the long-term Additional Surveillance Measure (ASM) framework. On technical charts, the share traded lower than the 50-, 100-, 150-...

Mirae Asset MF has launched a new fund offer (NFO) in the small cap fund category , information about which is provided below. NFO opens on - 10 Jan 2025 NFO closes on - 24 Jan 2025 As indicated by its name, this NFO will be investing in small cap stocks predominantly, which means 65% of the investment will be in small cap stocks. As we all know, Small cap stocks are riskier than mid cap and large cap ones. Hence, the fund's category will be very high risk. It is an open-ended fund , so you can invest in it even after the NFO period. The fund will be managed by Mr. Varun Goel and is benchmarked to the Nifty Small Cap 250 Total Return Index (TRI). As per the fund house's website, the ideal investment time for this fund is considered to be more than 5 years. Also, it is deemed suitable for those investors who prefer growth along with risk. To know more about the investment philosophy of the fund, please click on the link provided below: Investment Philosophy The riskometer of ...

On 10th January 2025, Jio Financial Services Company issued a notification stating that the company will release the results of the quarter ended in December 2024 in the board meeting scheduled for 17th January 2025. The details are as follows: In accordance with Regulation 29 and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, kindly note that a meeting of the Board of Directors of the Company is scheduled to be held on Friday, January 17, 2025, amongst other things, to consider and approve the standalone and consolidated unaudited financial results of the Company for the quarter and nine months ended December 31, 2024. Looking at the previous quarter results, Jio Financial Services reported a sale of 694 crores in its consolidated results and an operating profit of 553 crores. The net profit was 689 crores.  The company earned a dividend income of 226 crores in the quarter of Septem...

Ultracab India's  rights issue has been released, priced at 14.50 rupees.  This is expected to generate roughly 50 crores for the company, with the ratio being with 9 shares will be allotted for 25 existing shares. Looking at the financial data, we see that Ultracab India's sales in September 2024 amounted to 55.55 crores, with the sales figure for the last financial year 2024,  being 124 crores. If we look at the balance sheet, as of March 2024, there were 52 crore worth of external borrowings, which was 17 crores higher than the March 2023 borrowings of 35 crores, most of which were long term borrowings. From Ultracab's financial year 2024 annual report, it is clear that the major loan is from Axis Bank and other smaller loans, like a car loan, are from HDFC Bank. Ultracab India Ltd’s current ratio in financial year 2024 was 2.86, which had increased from 1.60 in 2023, which is positive . The debt to equity ratio also changed  from 1.05 in 2023 to 1.34 in 2024 du...

UPCOMING IPO AND COMPANIES IN GREEN ENERGY SECTOR  THERE IS A GOOD NEWS FOR THE INVESTORS , WHO WANT TO INVEST IN GREEN ENERGY SECTOR AND WANT TO PURCHASE SHARES RELATED TO THESE COMPANIES. THERE ARE ABOUT DOZENS OF COMPANIES WANT TO LIST SOON IN THESE GREEN ENERGY SECTOR ON INDIAN EXCHANGES LIKE NSE & BSE. IN COMING NOVEMBER 2024, IPO OF NTPC GREEN WILL COME FOR ABOUT 1,000 CRORES. PSU WANT TO MAKE STORNG PRESENCE IN GREEN ENERGY SECTOR UNDER THIS GOVERNMENT. COAL INDIA, ONGC, SJVN, INDIAN OIL, LLC ETC. ARE IN THE LINE OF IPO. RESEARCHER LOBBY EXPECT THAT THESE IPO WILL BE FOR ABOUT 1000 OF CRORES. THESE ALL COMPANIES ARE INTERESTED TO TAKE ADVANTAGE OF LOWER TAX SLABS, WHICH IS ABOUT 15%. ALSO GOVERNMENT WANTS TO INCREASE RENEWALBLE ENRGY CAPACITY TO ABOUT 500 GW IN COMING FINANCIAL YEAR, SO FOR THAT PURPOUSE , STRONG PRESENCE OF PSU'S ARE RQUIRED IN THIS SECTOR. SO CLEARLY THESE SECTOR WILL RULE OTHER SECTORS WITH THE HELP OF FAVOURABLE GOVERNMENT POLICY AND FOCUS OF G...

  WHEN RBI WILL LIFT BAN ON KOTAK MAHINDRA BANK ? DEAR READERS, AS YOU ALL KNOWS THAT RBI HAS PUT RESTRICTIONS ON KOTAK MAHINDRA BANK FOR ISSUING NEW CREDIT CARD AND IT'S BUSINESS, AND DUE TO THAT KOTAK MAHINDRA BANK'S SHARE FACED DRASTIC FALL TODAY (>10%). NOW THE QUESTION ARISES HERE IS " WHEN RBI WILL LIFT RESTRICTIONS ON KOTAK MAHINDRA BANK?" SO THE ANSWER IS NOT HAVING A FIXED TIME-LINE. LET US UNDERSTAND THE ISSUE WITH THE EXAMPLE OF HDFC BANK. SAME RESTRICTIONS WAS FORCED ON HDFC BANK IN THE YEAR 2020 ITSELF. AT THAT TIME HDFC BANK WAS RESTRCTED TO LAUNCH NEW DIGITAL SERVICES AND NEW CREDIT CARD BUSINESS. THE REASON WAS TECHINCAL ISSUES IN THIER ONLINE SYSTEM, AND IT WAS CLEARLY INSTRUCTED TO THEM , RESTRICTIONS WILL BE IMPOSED TILL HDFC BANK DOES NOT IMPROVE THE TECNICAL FAULTS AND CLEAR IT WITH AUDIT. AFTER THAT , WITH A WAITING PERIOD OF ABOUT ONE YEAR i.e IN AUGUST 2021, RBI ALLOWED HDFC BANK TO ISSUE NEW CREDIT CARDS. AND IN MARCH 2022 , RESTRICTIONS...

                                Irfc latest results good or bad? Here we will discuss latest results of December quarter in IRFC share, as you know since last 5 to 6 months , irfc is giving multibagger returns. but it is the thumb rule of stock market , that any stock which is higher in valuation will reach its original valuation soon. In same line if you see the results of IRFC in dec 23 quarter means Q3 results, you will observe that , Revenue is about 6741 crores , and total income is 6745 crores, it was 6767 crores in last quarter, so you can see there is the decline in income from 22 crores rupees. Total expenses are 5141 crores, while it was 5217 crores in last quarter, so you can see that company is cutting it's expenses. After such figures company managed to get 1604 crores of profit from this quarter, which was 1549 crores in previous quarter. so there is the growth of  about 3...

WHAT IS GOING ON IN JIO FINANCE SHARE AFTER Q3 RESULTS? DEAR FRIENDS, AFTER Q3 RESULTS , IT WAS CLEAR THAT IN JIO FINANCE STOCK,  REVENUE,  WHICH WAS  DUE TO OTHER INCOME , IT MEANS DIVIDEND INCOME,  REDUCED SIGNIFICANTLY. I AM NOT DISCUSSING HERE ABOUT THE AMOUNT. I AM GOING TO TELL YOU THAT, WHY SHARE FALL AFTER DECLARING THE DECEMBER QUARTER OR Q3 RESULTS? OBVIOUSLY REVENUE WAS DOWN , SO NET PROFIT WAS AFFECTED BADLY. AND DUE TO THAT EPS WHICH IS EARNING PER SHARE WAS ALSO REDUCED DRASTICALLY. DUE TO THAT VALUATION OF SHARES WAS AFFECTED. THAT WAS THE REASON JIO FINANCE SHARE WAS DOWN ON VERY NEXT DAY AFTER DECALRATION OF RESULTS, OF DECEMBER 2024. SO IT IS VERY CLEAR THAT WE CAN EXPECT A GOOD INCOME FROM DIVIDENDS OF RELIANCE IN JUNE 2025. SO IT WILL BOOST THE REVENUE OR TOTAL INCOME OF JIO FINANCE. WHICH WILL LEAD TO INCREASE OF EPS, AND WILL EFFECT SHARE PRICE POSITIVELY. FOR ANY QUERY PLEASE CONTACT ON JOINDUSTFINANCE@GMAIL.COM

                                                   LEARN STOCK MARKE T DEAR FRIENDS , STOCK MARKET IS NOT A SCIENCE OR NOT ANY DEGREE. I EARNED ABOUT 11 LACS IN 2 YEARS AND WITH GOD'S BLESSINGS, I AM STILL IN PROFIT OF 1 LACS. ALSO MANY PEOPLE ARE EARNING BECAUSE OF MY KNOWLEDGE, AND DUE TO THIS KNOWLEDGE, I WANT TO ASSURE THAT , TECHNICAL ANALYSIS OF STOCKS MUST BE A PART OF STOCK INVESTING.. IT SHOULD NOT BE THE METHOD TO EARN FROM STOCK MARKET. ACTUALLY, STOCK MARKET IS A FIGHT OF BIG PLAYERS. RETAIL INVESTOR ARE JUST A SOURCE OF INCOME FOR THESE BIG INVESTORS. YOU MUST HAVE KNOWLDGE ABOUT FUNDMENTALS OF STOCK ANALYSIS. AND YOU MUST USE TECHNICAL ANALYSIS AS A PART OF INVESTING, LIKE FOR ENTRY AND FOR PROFIT BOOKING. I KNOW MANY TECHNICAL ANALYSTS WITH GOOD KNOWLEDGE, BUT THEY ARE NOT GETTING EVEN 10% A...

JIO FINANCE SHARE Q2 RESULTS PUBLISHED, NOW SELL? Dear investors, finally today on 16 oct. 2023 , jio finance declared q2 results, profit soars to 100 percent. Jio finance share analysis You will note that eps also get double means from 0.50 to 1.05 . One thing to be noted that, earning includes other income , in the form of dividend income. After the latest results, one presentation of future plans also made public by the company. You can download that from their website. Now finally we comes to analysis, as you see eps is 1.57 for half year ended on September 2023. Which means if we expect atleast the same growth in the next 2 quarters too, then it should be 3.2 for this financial year. If we compare jio finance with its peers, then a price of 122 to 150 suits well to the company. But it is just based on hypothetical growth in the next 2 quarters. If company beats the hypothesis, in the next two quarters, and continue to grow with the same pace. Then we can expect 7.5 of eps, which m...

How to choose sip fund- Deciding which mutual fund SIP (Systematic Investment Plan) to start depends on following points- financial goals, risk tolerance, and investment duration. Here are some common types of mutual funds and suitable for you 1.Equity Funds:   If you have a long-term investment plan (typically 5 years or more) and are willing to take on higher risk for potentially higher returns, equity funds could be a good choice. (It should be preferred in younger age) 2. Debt Funds:  These are less risky and suitable for conservative investors. ( Generally investors with more age) Debt funds invest in fixed-income securities like bonds and are ideal for short to medium-term goals. Returns will be average and less than equity funds in long term. 3. Hybrid Funds:  If you want a mix of equity and debt exposure, hybrid funds offer a balanced approach. ( for conservative investors with big money to invest) They are suitable for moderate risk-takers with medium-term g...

To start a Systematic Investment Plan (SIP) in mutual funds, follow below steps: 1. Choose a Mutual Fund Scheme:  Research and select a mutual fund scheme that fix with your financial goals, risk tolerance, and investment time frame. 2. Select a SIP Amount :   Decide how much you want to invest regularly through SIP.  The minimum amount typically varies from fund to fund but is usually it  starts from 500 to any amount maximum. 3. Open an Investment Account:   You'll need to have an investment account with the mutual fund company or a platform that offers access to mutual funds.  You can do this online or by visiting a branch of the fund house. Or can contact AMFI registered mutual funds advisor. 4. Complete KYC:  Fulfill the Know Your Customer (KYC) requirements by submitting your identity and address proof documents, like uidai in India called as adhar card and pan card is also accepted. KYC can be done online or at the time of account opening. 5. Pr...

Earning from SIP Systematic Investment Plan (SIP) is a way to invest in mutual funds. While it's not a direct source of income like a job, it can help you build wealth over time through the power of compounding.  Here's how you can earn from SIP: Invest persistently:  Invest a fixed amount of money at regular intervals (monthly, quarterly, Yearly) into mutual funds. This disciplined approach can help you accumulate wealth over long term. Compounding wonder: - The money you invest earns returns, and these returns also earn returns over time. This compounding effect can significantly grow your investment. Long-Term dealing: - SIP is effective over the long term. By staying invested for years, you can ride out market volatility and benefit from market upswings. Diversification :- Mutual funds invest in a variety of assets, which spreads risk. This can lead to better returns compared to investing in a single asset. Capital growth: - As the value of your invested funds increases ov...

 How to start SIP So friends how to start sip is very common question but the answer is not simple.  As we all are earning fixed income or variable income. But don't know how much amount is required for the retirement or any short term plan like vacation, house purchase, car purchase , education etc. So first of all, your plan should be for early retirement and the retirement Corpus should be enough to fulfill , your vacational dreams or day to day requirements. As we know,  after retirement at the age of 60,  we will have money but don't have time or may have some health issue so we cannot enjoy the life. So friends my suggestion will be start your investment plan as early as possible so you can retire early and can full fill your dreams. For that you should have a concrete plan otherwise you will not be able to retire as per Plan. Friends there are so many ways to start sip,  like if you know any knowledgeable person, he or she may be registered advisor with t...

What is SIP Many among us started to earn from this year itself, so they want to grow now their savings to an ultimate level, which now seems difficult in bank FD and post office schemes. so as we all heard from different resources about mutual funds and sip, so now we want to know more about these options. So friends sip is systematic investment plan, means you want to follow a system of investment. Friends generally it is observed that long term returns of this sip is 12 to 15 percent. While you will get only 7 to 8 percent in other options of investment. So this will create a big difference in maturity of your money. Where your funds will be invested? So in sip your funds will be invested according to your choice like in debt or stock market. Generally for higher returns it will be invested in stock market of your country. Friends generally we all want to invest in stock market directly but due to lack of knowledge we all lost our money in the market besides not get any returns. So ...