DustFinance-By Guvi -Removing the Dust from Financial Riddles Through Fundamental Analysis

  Canara Bank Q3 FY26 Results Analysis: Record Profit, Strong Retail Growth & Asset Quality Turnaround Canara Bank Q3 FY26 results analysis: ₹5,155 crore profit, 31% retail growth, GNPA at 2.08%, strong recoveries. Is CANBK a buy in 2026? Canara Bank Q3 FY26 Results – Key Highlights Canara Bank delivered one of its strongest quarters in recent years, showing robust profitability, improving asset quality, and strong retail-led credit growth. 📊 Financial Performance (Q3 FY26) Net Profit: ₹5,155 crore (+25.61% YoY) Operating Profit: ₹9,119 crore (+16.36% YoY) Global Business: ₹27.1 lakh crore (+13.23% YoY) Advances Growth: +13.59% YoY Deposits Growth: +12.95% YoY ROA: 1.13% Credit Cost: 0.64% This marks one of the highest quarterly profits in the bank’s history, supported by strong recoveries and disciplined underwriting. Retail Growth Driving Credit Expansion The biggest positive in Q3 FY26 is aggressive retail expansion. Retail Credit ...

  How Bharat Electronics Limited Is Powering India’s Defence Growth in FY26 India’s defence sector is undergoing a structural transformation — and few companies reflect this shift as clearly as Bharat Electronics Limited (BEL). In its Q3 FY26 earnings call (January 28, 2026), BEL delivered strong growth, robust margins, and a record order book — reinforcing its position as one of India’s most strategic defence electronics companies. Let’s break down what this means for investors, industry watchers, and India’s defence ecosystem. 🚀 Q3 FY26: Strong Growth Momentum Continues BEL reported impressive performance in the first nine months of FY26: Revenue: ₹17,302 crore (↑19% YoY) Profit Before Tax: ₹5,171 crore (↑22% YoY) Profit After Tax: ₹3,845 crore (↑21% YoY) EBITDA Margin: ~30% (vs 28% last year) Order Book: ₹73,450 crore (as of Jan 28, 2026) Despite a strong 9-month margin of ~29%, management maintained full-year EBITDA guidance of 27%, citing product m...

  Ultracab (India) Limited: Pros, Cons & Financial Analysis – Is This Small-Cap Stock Worth Investing In? If you are exploring small-cap opportunities in India’s fast-growing infrastructure and electrical sector, Ultracab (India) Limited may have caught your attention. Listed on the BSE Limited (BSE: 538706), Ultracab operates in the wires and cables manufacturing segment — a sector closely linked to infrastructure growth, real estate expansion, electrification, and industrial demand. But the key question is: Is Ultracab stock a good investment in 2025? Let’s break it down with a data-driven analysis of its pros, cons, financial performance, and overall investment outlook. 📌 Company Overview: Ultracab (India) Ltd Ultracab manufactures electrical wires and cables used across residential, commercial, and industrial applications. The company operates from Gujarat and caters to domestic demand in a competitive but structurally growing industry. The Indian wires & cables sect...

  Jio Financial Services Q3 FY26 Results: AUM Jumps 4.5x, Lending Surges – Is JFSL the Next Financial Giant? Jio Financial Services Limited has reported strong Q3 FY26 earnings, signaling a major operational inflection point. The company’s lending business, asset management venture, and payments ecosystem are now scaling rapidly, with core business income contributing over 55% of total income. Investors are now asking: Is JFSL emerging as India’s next financial powerhouse? Let’s break down the numbers. Jio Financial Services Q3 FY26: Key Financial Highlights Metric Q3 FY26 Total Income ₹901 crore Net Income from Operations ₹386 crore Profit After Tax ₹269 crore Lending AUM ₹19,049 crore AMC AUM ₹15,000 crore The most important takeaway: Operational income is now the primary driver of earnings, reducing reliance on treasury income. Jio Credit Lending Business: 4.5x AUM Growth Jio Financial’s lending subsidiary has shown explosive growth. Assets Under Management (AUM):...

  Jio Financial Services Q3 FY26 Results: Has the Inflection Point Arrived? Jio Financial Services Limited (JFSL) has reported strong Q3 FY26 results, signaling a major operational inflection point in its growth journey. After nearly two years of incubation and ecosystem building, the company’s core businesses are now driving earnings. Here are the key highlights: 🚀 Core Operations Now Driving Growth Net income from business operations surged 320% YoY. Now contributes 55% of total income (vs 20% last year). This marks a structural shift from treasury-led earnings to operational earnings. 📈 Lending Business Growing at Breakneck Speed AUM reached ₹19,049 crore (4.5x YoY growth). Net interest income rose 166% YoY. Cost of borrowing declined to 6.99%. The lending engine is now clearly in acceleration mode. 💰 Jio-BlackRock AMC Scaling Rapidly Within just six months of launch: ₹15,000 crore AUM 10 funds across equity, debt & cash 1 million+...

  free study of Profit and loss accounts स्वागत है आप सबका दोस्तों,पैसिव इनकम बनाने के क्रम में एक कदम बढ़ते हैं। हिंदी में जानिए की कैसे किसी भी कंपनी का मूल्यांकन किया जाये? जैसा की हम सभी पहले ही अपनी यात्रा FINANCIAL STATEMENTS जानने के लिए शुरू कर चुके है, जिसमे मैंने आपको बताया था की किसी भी कंपनी की जानकारी उसके  FINANCIAL STATEMENTS  से मिल सकती है | जैसे की क्यों यह कंपनी मात्रा 10 रुपए पर ट्रेड कर रही है,या क्यों 2000पर ? फिर भी अगर आप हमसे अभी free study of Profit and loss accounts पोस्ट के साथ जुड़ रहे हैं, तो मै आपसे निवेदन करूँगा की पहले आप इसी क्रम की पहली पोस्ट पूरी पढ़े | और उसके बाद इस पोस्ट को पढ़े |  पहली पोस्ट का लिंक यहाँ निचे दिया जा रहा है| आखिर क्यों कुछ शेयर सस्ते और कुछ महंगे मिलते हैं दोस्तों सभी कंपनी चाहे वह किसी भी क्षेत्र में काम कर रही हो, कितनी भी बड़ी हो या कितनी भी छोटी हो वह अपने व्यापर को आगे बढ़ाने के लिए कहीं न कहीं से पैसा या तो उधार लेती हैं, या फिर उस कंपनी के मालिक यानिकि प्रमोटर्स  अपने  पैसे से उस कंपनी को चलाते ...

The JIO Coin has arrived? Firstly, let's understand what JIO coin is? JIO coin is a reward coin for users of JIO Sphere. JIO Sphere is a type of internet browser. This coin cannot be transferred or redeemed by anyone at the moment. JIO Coin is a collaboration with JIO's with Polygon Lab. Regulatory View- Currently in India there are strict rules regarding cryptocurrencies, such as a 30% tax on any cryptocurrency gains. So it wouldn't be correct to say that this is a cryptocoin at this time. Therefore, stay away from rumours.