DustFinance-By Guvi -Removing the Dust from Financial Riddles Through Fundamental Analysis

 What is IPO? A Simple Guide with Indian Examples & Book-Built Issue Explained If you follow the Indian stock market, you must have heard news like “XYZ company’s IPO opens tomorrow” . But what exactly is an IPO? How does it work? And what is a book-built issue? Let’s understand everything in simple language with Indian examples. 📌 What is an IPO? 🎯 Why Do Companies Launch an IPO? 🇮🇳 Example of IPO in Indian Context 🔹 Life Insurance Corporation of India (LIC IPO – 2022) 🧾 Types of IPO Issues in India 1️⃣ Fixed Price Issue If a company fixes ₹100 per share, every investor must apply at ₹100. 2️⃣ Book-Built Issue (Most Common Method in India) 📖 What is a Book-Built Issue? Price band: ₹100 to ₹120 🔎 How Book-Building Works (Step-by-Step) 📌 What is Cut-Off Price? 🏦 Who Regulates IPO in India? 📊 Real Example of Book-Built IPO Hyundai Motor India (hypothetical IPO example) 🤔 Why Book-Built Issue is Better? ✔ Fair pricing ✔ Reduces underpricing or overpricing ✔ ...

Difference Between Acquisition, Merger, and Takeover (Explained Clearly with Examples) In the corporate world, the terms acquisition , merger , and takeover are frequently used in business news and stock market discussions. Although they may sound similar, they represent different types of corporate restructuring strategies. Understanding these differences is important for investors, entrepreneurs, and business students—especially when analyzing major corporate announcements. Let’s break down each concept in a simple and structured way. 1. What is a Merger? Definition A merger occurs when two companies mutually agree to combine and operate as a single entity. It is generally a friendly and strategic decision aimed at long-term growth. Both companies see benefits such as improved efficiency, expanded market share, and stronger financial performance. Key Features of a Merger Mutual agreement between both companies Shareholders approve the deal Often results in a new or restructured com...

Joint Ventures vs Subsidiaries vs Associates: Complete Guide for Smart Investors (With Examples) Understanding the difference between Joint Ventures (JV), Subsidiaries, and Associate Companies is extremely important for investors, stock market participants, and business owners. These structures impact financial statements, control, risk exposure, and valuation. If you analyze companies like Tata Sons , Reliance Industries Limited , or Hindustan Unilever Limited , you’ll often find a mix of subsidiaries, joint ventures, and associates in their annual reports. Let’s break everything down in a simple, investor-friendly way. 1️⃣ What is a Subsidiary Company? ✅ Control Criteria: 📌 Key Features: 🔎 Example: 2️⃣ What is an Associate Company? ✅ Ownership Criteria: 📌 Key Features: 🔎 Example: 3️⃣ What is a Joint Venture (JV)? ✅ Key Conditions: 📌 Key Features: 🔎 Example: 4️⃣ Key Differences (Comparison Table) Basis Subsidiary Associate Joint Venture Ownership >50% 20–50% Shared Contr...

  📊 Technical vs Fundamental Analysis: What’s the Difference? (Beginner’s Guide with Examples) If you want to start investing in the stock market, you’ll often hear two important terms — Technical Analysis and Fundamental Analysis . Understanding the difference between them can help you make smarter investment decisions and avoid costly mistakes. In this SEO-friendly beginner guide, we’ll explain: What is Technical Analysis? What is Fundamental Analysis? Key Differences (with table) Which is better for beginners? Basic learning steps Image explanation ideas for blog & social media Let’s start 👇 🔍 What is Fundamental Analysis? Fundamental Analysis is a method of evaluating a company by studying its financial health, business model, management, and future growth potential. It answers one simple question: 👉 Is this company worth investing in for the long term? 📘 Example: If you analyze Reliance Industries , you would check: Revenue growth Profit growth ...

Hyundai Motor India Limited Q3 FY26 Results Analysis: Can the SUV King Sustain Its Growth Momentum? Hyundai Motor India Limited (HMIL) has delivered a steady Q3 FY26 performance despite industry-wide demand fluctuations and export volatility. With strong SUV dominance, improved margins, and new capacity expansion at Pune, the company appears strategically positioned for long-term growth. Here’s a detailed investor-focused analysis covering business performance, financial strength, growth triggers, and risks . 🚗 Business Highlights – Strong SUV Leadership Continues 🔥 1. SUV Dominance Remains Intact SUV contribution: ~70% of total sales No.1 in Mid-SUV category for the 10th consecutive year Strong brand positioning and premium mix SUVs remain Hyundai’s profit engine. A higher SUV mix improves margins compared to hatchbacks and sedans. 🚘 2. Successful Launch – The All-New Venue ~80,000 bookings (as of Feb 2, 2026) 48% first-time buyers Strong urban & yo...

Joint Ventures, Subsidiaries, and Associates – A Complete Guide for Investors & Business Owners When analyzing any company — whether for investment , business strategy , or financial reporting — you will often come across terms like Joint Venture , Subsidiary , and Associate Company . Understanding these concepts is crucial because they directly impact a company’s profitability, control, risk exposure, and valuation . Let’s break them down in simple language with examples and investor insights. 1️⃣ What is a Joint Venture (JV)? A Joint Venture (JV) is a business arrangement where two or more companies come together to start a new project or entity , sharing ownership, risks, and profits. Key Features: Shared ownership (often 50:50 or agreed ratio) Shared control Shared profits & losses Created for a specific purpose or project Example: Sony Ericsson was a joint venture between Sony and Ericsson to manufacture mobile phones. Both companies combined t...